All about making a will
by threeBuzz.
You can also fill in the details on our website, followed by printing it out, and then get the witnesses to sign the document.
Section 1 contains notes on making a will in Singapore
Please read these notes before preparing your will
This notes apply to Singapore. Please consult a lawyer in your own country concerning specific laws and regulations.
Section 2 contains a sample template for making a will yourself in Singapore
You can print this out and complete the details in writing
You can download this document for free, fill in the details in your own computer, and then print it out for signing by the witnesses
Final reminders
The original will is required for the execution of the will. Keep it in a safe place. Take steps to notify your will executors the location of your will. You can use the threeBuzz service to notify your trusted persons the existence of your will, and the location where it is kept.
Section 1: Notes on making a will in Singapore
What is a Will
A Will is made to provide for the administration and distribution of what a person owns ('his estate') among his beneficiaries after his death. This person is called 'the testator'.
Beneficiaries' are those who inherit or benefit under the Will.
The 'Executor' is the person nominated by the testator to administer and distribute his estate upon his death. Usually, the same person is appointed as executor and trustee (a person who has the power to hold the estate of the deceased on the death of the deceased).
If there are beneficiaries who are minors (persons under the age of 21 years) named in your Will, it will be preferable to have at least two Executors/Trustees who would be able to administer or hold any assets or invest or use any money for the benefit of the minors.
You don’t have to be rich to make a will.
There is no sum that is too small for a will
You are not too young to write a will.
Do You Need a Lawyer
If you are 21 years and of sound mind, you may make your own Will and change it at any time during your life without consulting a lawyer.
There is the risk is that your home-made Will may be ineffective or invalid, causing your beneficiaries to suffer unnecessary expense. Therefore consider consulting a lawyer who can advise you and draft your Will for you according to law.
However, if you are a soldier in active military service, or a mariner or a seaman at sea, you may make a Will even though you are under 21 years of age
What You should include in a Will
A list of all your assets.
A list of your liabilities. You must state how you want your debts to be paid off before your assets are distributed to the beneficiaries.
You should state the person(s) or organisation(s) ('Beneficiaries') to whom you wish to give away your property and assets, and how much each one is to receive. For example, you may give away your house, car, shares, insurance policies, bank accounts, cash and jewellery to family members, friends or to charities.
The Executors (to carry out your Will). A Beneficiary may also be the executor.
The Advisors (lawyers, accountants, etc).
A revocation clause to revoke any and all other Wills.
A residual clause that distributes any remainder of your assets according to your wishes. For example, if a beneficiary dies before you, the assets bequeathed to him becomes the remainder.
Not all assets can be distributed.
Money in your Central Provident Fund (‘CPF’) cannot be included in a Will (see next paragraph).
Property held in joint tenancy is also excluded, as the surviving owner has the legal right to take full possession.
Other excluded assets are cash in joint savings accounts, and insurance monies with a nominated beneficiary.
Money in Your Central Provident Fund ('CPF')
If you have made a nomination under the CPF Act, your nominee shall be entitled to the funds in your CPF account regardless of what is stated in your Will. If you have not made a nomination, your funds will be distributed under the law in accordance with the Intestate Succession Act.
If you get married after making a nomination, your nomination made before marriage is automatically cancelled. Therefore, you ought to make a new nomination after marrying.
Witness Your Will
The signing of your Will must be witnessed by two persons and they must both be present at the same time.
Witnesses must not be beneficiaries under the Will. Neither can they be the husband or wife of any of the beneficiaries.
Changing Your Will
Never attempt to change your Will by crossing parts out or adding words in or by attaching anything to it. If you do so your Will may become ineffective or invalid.
If you wish to change your Will, either make a fresh Will or prepare a Supplemental Will (a 'Codicil').
Revoking Your Will
A Will is generally revoked by marriage.
A Will can be revoked by a new Will, a written revocation, or by destroying the old Will.
Reviewing Your Will
If you marry or remarry, your Will is nullified or cancelled unless the Will was made in contemplation of your marriage.
You should review your Will if any of the following happens:
if you change your name or anyone mentioned in the Will changes his name;
if an executor or trustee dies or becomes incapable of carrying out his duties owing to ill-health;
if a beneficiary dies;
if you subsequently sell or part with any property mentioned in the Will;
if there is any significant change in circumstances, for example, when you acquire property or assets which have not been mentioned in your Will.
It is advisable to review your Will regularly.
Making Known Your Will
It is important that your family and especially your executors know that you have a Will and where you have kept it.
Your lawyer can look after it for you. You should then give your executors your lawyer's name and address.
You may also register and deposit information of your Will at the Will Registry upon payment of a fee.
You can store a copy of your Will in the threeBuzz App. This copy will be forwarded to your Trusted Persons, together with all your other important information, if something happens to you. Although the original Will is required for execution of the will, the threeBuzz Service serves to inform your Trusted Persons the existence of your Will. For the same purpose, you may like to indicate in the threeBuzz Service where the original copy of your Will is kept.
If you pass away without making a Will, your assets will be distributed according to the rules of intestacy as laid down in the Intestate Succession Act.
If you die without making a Will, your estate may be distributed to persons to whom you do not intend to give anything.
You can store a copy of your Will in the threeBuzz App. This copy will be forwarded to your Trusted Persons together with all your other important information, if something happens to you. Although the original Will is required for execution of the will, the threeBuzz Service serves to inform your Trusted Persons the existence of your Will. For the same purpose, you may like to indicate in the threeBuzz Service where the original copy of your Will is kept.
Therefore, if you want to provide especially for your family members, friends or a charity after your death, you should consider making a Will as it will be easier and more convenient.
Syariah Law
Some of the points mentioned above do not apply to Muslims. Under Section 115(1) of the Administration of Muslim Law Act, the beneficiaries must apply to the President of the Syariah Court for an Inheritance Certificate to establish the share of each beneficiary. Muslims can only dispose of or give away 1/3 of their estate to persons who are not already entitled under the Inheritance Certificate mentioned above.
Will Form
Last Will and Testament of
name of testator
Dated The
day
Day of
month
year
This is the last will and testament of me
name of testator
(NRIC No:
NRIC No
) Of
Address
Address
whereby I revoke all former wills, codicils and testamentary dispositions heretofore made by me and declare this to be my Last Will and Testament.
1. I appoint
(NRIC NO :
)
to be the Executor and Trustee of this my Will.
2.
3.
4.
5.
6.
IN witness whereof I have hereunto set my hand to this Will this
Day
Day
Of
Year
Signed by the abovementioned as his Last Will and Testament
in the presence of us both being present at the same time
}
Signature of testator
who at his request in his presence and in the presence of each
other have hereunto subscribed our names as witnesses.
}
Name of testator
Name, Signature, NRIC
Witness 1
Name, Signature, NRIC
Witness 2